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Retirement Planning as an exercise the world over is fraught with many challenges. For Nigerian workers who are especially challenged by low levels of income and savings as well as huge family and social responsibilities, retirement planning can be more complicated.
Most people planning towards their retirement start late, leaving issues about their retirement until the last few years of their working life. Leaving retirement planning till this stage is dangerous. Successful retirement planning is best achieved by starting early on in your career.
Retirement Planning involves all activities from your first employment, up to and after your retirement geared towards ensuring that you and your needs are well provided for in the retirement phase of your life.