Early Retirement

This occurs when an employee voluntarily retires, disengages or is disengaged from active service before attaining the age of 50 or upon completion of the length of service based on the terms of his/her employment.


Mandatory Retirement

This applies when a retirement savings account holder disengages from employment upon attaining the age of 50 or retirement, whichever is later.


Medical Grounds

It shall be when an employee disengages from active service based on the advice of a suitably qualified physician or medical board.


Beneficiaries of Deceased

Upon the demise of a retirement savings account holder, the named beneficiary of the deceased client will be entitled to the client’s RSA balance.


Missing Persons

The employer and/or next-of-kin shall notify any Stanbic IBTC Bank Branch or Stanbic IBTC Pensions Office of the disappearance of the employee/retiree.


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