Withdrawing from Your VC
A Retirement Savings Account holder with Voluntary Contributions (VC) may also choose to make lump sum withdrawals at any time. However, the income earned on the VC will be subject to tax at the point of withdrawal where the withdrawal is made before the end of 5 years from the date the voluntary contribution is made.
First time applications are to be submitted at any Stanbic IBTC Bank branch while subsequent applications could be done via your online pension account.
See below the requirements for VC withdrawal applications.